Not Quite a Lady by Louise Allen

She’s Rich – And No Lady. He’s Poor – A Gentleman With A Secret

Lily France is rich, demanding and has the most outrageous taste in interior decoration and clothes. With her inheritance coming from trade, Lily is definitely Not Quite a Lady, and her avowed aim in life is to remedy that by marrying a titled gentleman.
Unfortunately for both her ambitions and her peace of mind she falls out of love with her fiancé, Lord Randall, and into love with Jack Lovell, impoverished coal mine owner. But Jack has a secret – and too much pride to buy his way out of his problems by marrying a rich wife, however attracted he might be by Lily.
A revised version of the novel of the same name published by Harlequin Mills & Boon in 2006